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Foreclosures >1. What Is a Foreclosure? A foreclosure is a legal process through which a mortgagor loses his or her equitable right to redeem a mortgaged estate; in other words, the lender completely repossesses the home from the borrower (homeowner.) The lender goes through the legal motions to sell the property, terminate all the homeowner’s rights in that property, and remove the homeowner. What are the effects? The most stressful and pressing effect that foreclosure has is that the borrower loses his or her place to live. Foreclosure negatively affects the borrower’s credit rating. It stays on a credit report for seven years and drops a credit score 250 points. A borrower who’s been foreclosed on may have trouble finding and keeping jobs since good credit may be required by employers to be hired. A foreclosed home can bring down the value of surrounding homes. See All Tips In The "Foreclosures" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What area in the U.S. has been referred to as the "American Riviera"? A  Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities. See More Real Estate Trivia >

Jeff Ryder The Jeff Ryder Team RE/MAX Properties, Inc. 1740 Chapel Hills Dr. Colorado Springs, CO 80920 Tel: 719-593-SOLD Cell: 719-380-1765 Fax: 1-866-804-1302 Email: jeffryder@NUMBER1EXPERT.com Jeff Ryder moved to Colorado while serving in the US Army at Fort Carson as a Flight Paramedic. If you look at Jeff's picture and say "I think I know him from somewhere", it may be due to his career before selling homes. After leaving the military, Jeff spent 5 years as a newscaster for television stations in Florida and Colorado. The last three years were in Colorado Springs on 11-News. Jeff is married to Kassie. They have two sons, Clayton and Kyle. www.TheJeffRyderTeam.com is brought to you by Ryder NUMBER1EXPERTS™ in real estate for Colorado Springs, Ft. Carson and Briargate, Colorado, Investment properties and Military Read Jeff Ryder's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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